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LOGININTEREST RATES
Lending rates for loans under the following schemes
- Benchmark Primary Lending Rate(BPLR) is fixed at 10.00% p.a.
- Lending rates for loans under the following schemes: w.e.f. 01.07.2022
- Lending rates for loans under the following schemes
| S.No | Type of Loan/Scheme | Net interest rate (% p.a) | ||
|---|---|---|---|---|
| Rating | Existing | Revised | ||
| 1 | Scheme of Financial assistance to Practicing Doctors and existing nursing homes for acquiring Fixed assets (PDS). | CR-1, CR-2 | 11.00 | 10.00 |
| CR-3, CR-4 | 11.50 | 10.50 | ||
Lending rates for the loans to be fixed based on the credit rating linked to BPLR as under:
| S.No | Type of Loan/Scheme | Net interest rate (% p.a) | |||
|---|---|---|---|---|---|
| CR1 | CR2 | CR3 | CR4 | ||
| 1 | Term Loan/Addl. Term Loans ? including Hotels, Hospitals, Transport Vehicles, Bore-well rigs, road laying and heavy earth moving equipment etc. | 10.00 (PLR) |
10.00 (PLR) |
10.50 (PLR+ 0.50) |
11.00 (PLR+ 1.00) |
| 2 | Loans under MSME-MTL & Marketing Assistance Schemes. | 10.00 (PLR) |
10.50 (PLR+ 0.50) |
11.00 (PLR+ 1.00) |
11.50 (PLR+ 1.50) |
| 3 | Corporate Loan Scheme * | 10.50 (PLR+ 0.50) |
11.00 (PLR+ 1.00) |
11.50 (PLR+ 1.50) |
12.00 (PLR+ 2.00) |
| 4 | Loans under Risk Capital Fund Scheme, Loans for constructions of Commercial & Residential Complexes | 11.00 (PLR+ 1.00) |
11.50 (PLR+ 1.50) |
12.00 (PLR+ 2.00) |
12.50 (PLR+ 2.50) |
* In respect of Corporate Loans for CRE Sector, the rate of interest applicable shall be on par with the loans considered for construction of commercial and residential complexes
Note :
- Interest rates mentioned above are net rates.
- In respect GES/SES cases a special interest concession can be considered as per the guidelines.
